I am writing today to confirm that small miracles can indeed happen. Case in point: merely two days after I sent my public records dispute to TransUnion, they have deleted the record from my credit report. Hooray! I was mortified that the investigation might take up to 30 days. Thank goodness it has been resolved so swiftly.
I have already spoken to my mortgage rep. He says there should be no problems getting our file updated to remove this negative entry. Hopefully, this will be the end to our mortgage stress.
But I’m not holding my breath.
—Michael